Fixed terms + predictable payments. Ideal for general working capital.
Only pay for what you draw. Great for recurring needs and flexibility.
Acquire vehicles, machinery, or technology while preserving cash flow.
Fast approvals — often based on revenue, not only credit scores.
Government-backed. Longer terms + lower rates for qualified borrowers. See official SBA 7(a) and 504 program overviews.
Short-term capital for real estate investors and renovation projects.
Official SBA resources: SBA’s loan programs overview explains the main options. The SBA says its 7(a) loan program is its primary business loan program, while the 504 loan program provides long-term, fixed-rate financing for major fixed assets.
Worried that less-than-perfect credit might hold you back? Many programs can still be available. Learn how in our business funding with less-than-perfect credit guide.